Credit monitoring services exist to alert you to any unusual or suspicious activity with your credit. While useful, credit report monitoring is only truly effective in combination with frequent manual reviews of your credit information. The true purpose of credit monitoring is to warn of early detection of possible unauthorized activity with regards to your credit. The earlier problems are detected the less permanent damage may be done to your credit. Triple credit monitoring services provide a convenient way to keep you appraised of any changes to your credit information which may affect the standing of your credit.

Most credit monitoring services will include reporting any of the following:

• Credit History Inquiries - Monitoring where inquiries originate can help in detecting unauthorized activities
• Newly Created Accounts - Reporting when any new credit account is opened in your name
• Credit Limit Increases - Credit limits can affect your credit score and ability to get a loan
• Accounts sent to Collection - Knowing any accounts in poor standing will give you the chance to fix any problems quickly
• Address Changes - In order to apply for credit, an identity thief may change the address of a victim to their own
• Other Account Information - Keeping appraised any status changes to your account is essential to retaining good credit status